Notice is hereby given that default having occurred in the payment of certain indebtedness secured by a Deed of Trust dated February 23, 2001, between Darlene Workman and David P. Pill, Trustee recorded in the Office of the Clerk of the Commission, Logan County, West Virginia in Deed of Trust Book No. 455 at Page 710, which Deed of Trust authorizes the beneficiary to remove, substitute, or add a Trustee, at its option, and the beneficiary having exercised its option and substituted Krystal Cook, Connie Kesner, and Tressia Blevins as its Trustees, to act in the enforcement of said Deed of in person, and the undersigned Substitute Trustees having been requested by the beneficial owner of said indebtedness to enforce said Deed of Trust, will sell at a public auction to the highest bidder, the following hereinafter described real estate on: FRIDAY, NOVEMBER 20, 2009 AT 3:00 PM IN FRONT OF THE LOGAN COUNTY COURTHOUSE LOGAN, WEST VIRGINIA That certain lot or parcel of real estate situate, lying and being in Island Creek District, Logan County, West Virginia, described as follows:

"All of Lot Number Three Hundred Seventeen "A" (317A), Block Number Eleven (11), of the Aldredge Land Company's Aldredge Branch Section One (1) Subdivision, a map or plat of which subdivision is of record in the Office of the Clerk of the County Commission of Logan County, West Virginia, in Plat Record Book No. 3 at

page 14-15," and being the same real estate conveyed by the following two (2) deeds; The First: a deed dated October 19, 1995, from Sharon Lynn Woods and Lawrence Woods, her husband, to Jack G. Workman and Darlene Workman, his wife, of record in the office of the Clerk of the County Commission of

Logan County, West Virginia, in deed Book No, 511, at page 511, at 722; and The Second, a deed dated February 15, 2001, from Jack G. Workman, to Darlene Workman, divorced, to be recorded, in the office of the Clerk of the County Commission of Logan County, West Virginia, concurrently herewith.

PROPERTY ADDRESS: 317 Hill Crest Drive Holden, WV 25625

Property is sold subject to prior trusts, encumbrances, restrictions and easements of records, if any. The property is sold subject to an accurate survey at purchaser's expense.

FEDERAL TAX LIEN: In the event that there are Federal Tax Liens against the property, the United States would have the right to redeem the property within a period of 120 days from the date of such sale or the period allowable for redemption under local law, whichever is longer.

TERMS OF SALE: A deposit of $3,000.00 by certified check or cashier's check at sale made payable to Mancini & Associates, the balance in cash or by certified check at closing. Certified funds must be presented to Trustee for inspection at state of sale in order to be qualified to bid. Conveyance will be by Special Warranty Deed subject to all easements, covenants, rights-of-way, conditions and restrictions of record. The property is sold in "as is" condition. The property is sold in "as is" condition. The beneficial owner of the Deed of Trust does not make any representations or warranties as to the physical condition of the property.

Any and all legal procedural requirements to obtain physical possession of the premises after the closing are the responsibility of the purchaser. Risk of loss or damage will be purchasers form and after the foreclosure sale. All taxes and utility charges will be the responsibility of the purchaser. All settlement fees, costs of conveyance, examination of title, recording charges, and transfer taxes are at the expense of the purchaser. The purchaser will be required to complete settlement within 30 days of

the date of the sale, failing which the deposit made will be forfeit and the property

resold at the risk and expense of the purchaser. Trustee makes no representations regarding state of title. If Trustee cannot convey insurable or marketable title, purchaser's sole remedy is a return of deposit. The Trustee reserves the right to continue sale of the subject property from time to time by oral proclamation, which continuation shall be the sole discretion of the Trustee.

Connie Kesner, Substitute Trustee, Mancini & Associates, 201A Fairview Drive, Monaca, PA 15061 Phone (724) 728-1020 Fax (724) 728-4230